Postal Workers!
Simple Benefits. Real Support.
Guaranteed Peace of Mind.

United Benefits delivers straightforward coverage built around real-world needs, not fine print. We make it easy to understand your options, feel confident in your choices, and move forward knowing you’re protected.

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Teamsters Local 783, Jefferson County Teachers Association, AFSCME Local 4011

Coverage That Works When You Need It

Our benefit options are designed to provide real financial support during life’s most important moments, when stability and clarity matter most. Each offering is intentionally straightforward and flexible, making it easy for members to understand, use, and trust. Together, these benefits help reduce financial stress, support long-term well-being, and give members the confidence to move forward knowing they’re backed by something meaningful.

Explore Your Benefits

Comprehensive benefits designed to support members through every stage of life and career.

Supplemental

Extra coverage and perks that help fill the gaps when life throws curveballs.

Mortgage

Tools and guidance to help you buy, refinance, or better manage your home loan.

Education

Resources and programs to support continued learning and career growth.

Wellbeing

Confidential support for your mental and emotional well-being.

Office

Administrative help and resources to keep benefits simple and stress-free.

Supplemental benefits

Supplemental Benefits

Supplemental benefits add an extra layer of protection and savings beyond your core coverage, helping you stay prepared for the unexpected.

Critical Illness

Flexible option that provides a lump-sum benefit to help offset costs not covered by major medical insurance.

Accidents & Disability

Provides benefits to cover unexpected medical costs arising from covered accidents, helping manage expenses that can accumulate quickly.

Life Insurance

Helped loved ones if you pass away, or borrow money for college tuition or to help pay for unexpected expenses.

Mortgage Benefits

These mortgage benefits are designed to help you navigate every stage of homeownership with confidence. Whether you’re buying your first home, refinancing, or exploring better loan options, you’ll have access to tools and guidance built for your situation. The goal is simple: make homeownership more accessible, affordable, and less stressful.

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Mortgage benefits

No Processing Fee

No Underwriting Fee

No Appraisal Fee

No Credit Report Fee

No Flood Certification Fee

No Lock In Fee

Union College Benefit

Union College Benefit

College Tuition Savings for Union Members & Families

The Union College Benefit, managed by Edvance, helps union members and their families* access affordable, high-quality education. Through this exclusive benefit, union members can save on tuition, choose from accredited colleges and universities, and receive personalized guidance from Edvance every step of the way.

Edvance Offers

  • Exclusive tuition discounts
  • 100% online, transfer-friendly, accredited schools
  • 125+ degrees & certificates, including undergraduate and graduate programs
  • Ongoing support from Edvance’s unionized Student Success Coordinators
  • No cost to explore available programs and no application fees

The Process

  1. 1Complete a short survey to connect with Edvance and share your goals.
  2. 2Get matched with a school and program that fits your budget, schedule, and academic goals.
  3. 3Discover how affordable college can be for your union family.

Mental Health

These benefits provide confidential support to help you manage stress, mental health challenges, and overall emotional wellbeing. Support is available to help you stay balanced, grounded, and supported through life’s ups and downs.

Self Guided Program

Anxiety, Depression, Stress, Burnout, Life Transitions, Identity Support, Career Growth, Improved Communication, Self-Development, Work-Life Balance

Wellbeing Coaching

Nutrition, Physical Activity, Stress Management, Chronic Care Management, Lifestyle Modifications, Sleep Habits, Mindfulness, Self-Care

Relationship Coaching

Communication Skills, Finding your People, Building Healthy Relationships, Handling Bias and Prejudice, Sex and Sexual Health, Social Confidence

Care Coordination

Assessment of Needs, Care Planning, Monitoring Progress, Advocacy, Follow-Up, Documentation & Reporting, Community Resources Navigation

Office Benefits

These office benefits give you access to exclusive member-only pricing on everyday products and services you need for home, school, and work. Through our partnership with Windfall, you’ll save on core essentials like cleaning supplies, ink & toner, printing services, breakroom items, and more — often well below regular retail prices. Think of this as a built-in discount program that helps stretch your budget further on the things you buy all the time.

Featuring Numerous National Retailers

National retailer partners

Child Disability Insurance

Juno provides child disability insurance designed to support families when a child faces a severe disability. The services offered include:

Cash Payments

Families can receive up to $500,000 in monthly cash payments that can be used for any purpose.

Broad Coverage

The insurance covers all children between the ages of 0 and 26, including adopted, foster, and stepchildren.

Caregiving Guidance

Members have access to a Care Navigator who provides personalized planning and support.

Financial Protection

The service is intended to mitigate financial hardships, such as those caused when caregivers must quit or reduce work hours to provide care.

Union and Employer Integration

Juno offers a managed implementation process for unions and companies to add this benefit to their existing plan.

Andrew Rafferty

Financial Planning

Whether you’re nearing retirement, you are just wanting to plan better for it, or you have money sitting with a former employer, schedule an appointment with our specialist, Andrew Rafferty, to review your options.

Every Year Members Save Thousands on products and services they already use.

Contact Us

Have Questions?

Our team is here to help you understand your options and make the most of what’s available to you.

Office Address

3295 County Road 47
Florence, AL 35630

Hours of Operation

Monday – Friday
8:00 AM – 5:00 PM CST

Get In Touch

(866) 558-2121